Investing feels modern... until the annual close comes and these questions come up: “Does the sale of shares pay SII taxes?”, “Do dividends pay taxes in Chile?”, “if I trade, how do I declare?”. And when you add foreign brokers, funds, bonds, time deposits or even derivatives, confusion is almost guaranteed.
In this guide I explain, in simple terms, How does stock sales tax work in Chile, what changes if you are a natural person or company, what happens with actions abroad, how do you order the Trading, and which instruments usually have special obligations (funds, bonds, DAP, stock market transactions and derivatives).
Spoiler: many times the problem is not “to pay or not to pay”, but Calculate well and Back up.
To know if we should pay taxes, what we really need to ask ourselves is:
The short answer: may be affected or may be exempt, and the difference is usually in the detail (and in the documentary evidence).
Sale of natural person shares:
Sale of shares by a company:
The important thing: don't start from “exempt/affection”. Departs from Classify the operation correctly.
The phrase”tax on earnings from the sale of shares” is synonymous with this:
Higher value (profit) = Sales Price — Tax Cost — Associated Expenses
Where “associated expenses” usually include:
The Big Mistake is to calculate it “by eye” with a partial Excel or only with the Performance report of the broker. For taxes, you need a traceable tax costing.
In order for your calculation to “withstand auditing”, you should usually have:
The keyword “the sale of shares pays SII taxes” reflects real anxiety: “Will the SII be observed if I sold and didn't declare properly?”
In practice, IBS usually looks at three things:
If you had sales, dividends, redemptions or significant movements, Expect consistency with:
A “gain” or a “loss” without cost support is a red flag.
Your calculation should explain:
You can have scenarios where the final tax is low or even zero, but Are there still informational obligations or registration.
Yes: Do dividends pay taxes in Chile, although the exact form depends on:
The deposit is just the end of the process. For tax purposes, the following are important:
Here the typical problem is twofold:
If you receive dividends from abroad on a regular basis, you should set up a monthly registration (not just annual) to avoid reassembling everything in March.
The need to pay taxes for shares abroad is growing every year for a reason: investing abroad is easy today; Tribute well not so much.
There are two layers:
Even if your broker is outside, if you have tax obligations in Chile, what is relevant is:
In international investments, many times the cost of “not ordering” is that you end up with:
Rule of thumb: if you invest abroad, your tax accounting needs to be more like portfolio accounting rather than an “annual summary”.
“I did a lot of trading, won something, lost something... how do you declare it?”
Trading isn't just “buying and selling”. For taxes, trading means:
This is the sensible route:
Common mistake: use the broker's “realized P&L” as if it were a tax base. It serves as an input, but not always as a final answer.
It's dangerous because it pushes for wrong decisions. In practice, the right thing to do is talk about:
In Chile, there are special regimens and regulations that may leave certain results exempt or with preferred treatment. if strict requirements are met (type of instrument, market, form of transaction, etc.).
Honest message: If your strategy is based on “don't pay”, first validate if your case fits. Otherwise, the strategy becomes a risk.
Generally, as investors, your portfolio has a mix of these.
Key point: the “result” can come from redemptions, distributions and valuations depending on the instrument.
In bonds, the world is divided into:
If you hold bonds in international custody, support (statements) is essential.
The DAP seems simple, but:
These operations are usually “the gray area” where:
Derivatives raise the standard of compliance:
If your portfolio has derivatives, don't treat it as an “attachment”: treat it as a complete module.
The keyword “fintual taxes actions” It usually comes because people invest from apps and assume: “if it's digital, it's already solved”.
In general, platforms such as Fintual:
Rule of thumb:
If you only had a simple product, it can be easy.
If you mix funds + stocks outside + trading, you need a Order system.
If you want to avoid the “March of Panic”, use this checklist now:
If you identify with any of these scenarios, advice is usually appropriate:
We turn your portfolio into an orderly tax return: classification, costing, reconciliation, declaration and support folder.
